Specialty casualty

When work takes place on or close to railroad tracks, having the right insurance protection is critical. We are ready to help, bringing expert underwriting, responsive service, and targeted solutions to address the unique and complex exposures of the railroad sector.

Our railroad liability solution helps protect railroad operations against first- and third-party risks and includes the following coverages:

• Commercial Railroad Liability
• Excess liability (property and liability)
• General liability (GL)
• Railcar lessors (contingent liability)
• Railroad property
• Railroad protective liability
• Tourist railroad liability

Coverage highlights:

• Primary and excess limits up to $25M (excluding primary GL)
• Primary general liability limits up to $5M
• Property limits up to $10M
• Available on a claims-made and occurrence basis for liability coverages

Our solutions are ideally suited for freight and passenger railroads, railcar lessors, railroad excursion and passenger operations, and track and maintenance contractors.

In the construction industry, there’s no such thing as a “simple” project – and we’re ready to help businesses tackle their most complex liability challenges head on. Count on us to deliver expert underwriting, responsive service, and targeted solutions for the construction sector.

Specialty solutions:

• Designers and contractors professional liability. Helps protect design-build contractors against claims alleging defects or other mistakes during construction projects.
• Owners protected and professional indemnity. Offers added protection over primary professional liability policies and can help safeguard project owners against damages resulting from first- and third-party claims of negligence.

Our solutions can meet the needs of a broad array of construction operations. Via Ironshore, a wholesale-dedicated market, we also provide commercial wrap-ups/project specific and owner’s interest and practice policies as well as contractors for commercial general, water and sewer, waterproofing, and more. Learn more

Catastrophic claims don’t happen every day – but without the right protection, one high-cost occurrence can damage a company’s reputation, market share, and bottom line. Our Ironshore team’s solutions can help protect businesses from these events.

Coverage highlights:

• Up to $5M in supported lead umbrella capacity
• Up to $25M excess capacity
• Available on an occurrence or claims-made basis

Our excess and umbrella liability solutions are suited for a range of business types, including higher education, manufacturers, construction practice, sporting teams and venues, real estate, and religious institutions.

We also cover specialized general liability for a wide range of industry groups, including manufacturing, commercial construction, wholesalers, distributors, and real estate. Our Ironshore team offers a flexible approach and comprehensive product offering to address a variety of general liability risks.

Coverage highlights:

• Primary limits: $1M/$2M/$2M, $2M/$2M/$2M, $2M/$4M/$4M
• Available on a claims-made and occurrence basis