Industries

There’s no such thing as “simple” in the construction business –and we’re ready to help your clients tackle their most complex challenges head on. Backed by dedicated underwriters, claims teams, and risk control specialists as well as solutions that span core and specialty lines and surety, your clients can trust us to protect their operations and projects. Coverages include:

• Architects and engineers liability
• Builder’s risk
• Commercial auto
• Construction projects/wrap-ups
• Contractors environmental legal liability
• Designer and contractors professional liability
• General liability
• Owners and contractors protective liability (OCP)
• Owners protected and professional indemnity
• Property
• Railroad protective liability
• Subcontractor default insurance
• Surety bonds
• Terrorism and sabotage
• Umbrella and excess liability
• Workers compensation

With so much on the line, your energy clients can rely on us to help protect against the unique, far-ranging risks of their industry. How do we do that? With a dedicated team of underwriting talent, claims specialists, and risk control professionals, all of whom focus exclusively on the energy sector.

• Commercial auto
• General liability
• Inland marine
• Property
• Site pollution incident legal liability select (SPILLS)
• Surety bonds
• Umbrella and excess liability
• Workers compensation

Healthcare providers are navigating unprecedented industry change and financial pressure. As new challenges arise, hospitals, physicians, and payors expect more from their insurance carrier. One that’s powerful, stable, and expansive – but also curious and collaborative. Our team is built on these standards, and our underwriters are dedicated solely to healthcare. We help protect healthcare organizations with coverages for:

• Commercial auto
• Custom accounts and asset protection solutions
• Cyber liability
• Employer stop loss
• General liability
• HMO reinsurance and provider excess
• Hospital professional liability
• Life sciences products liability and professional liability
• Long-term care professional liability
• Managed care E&O and D&O liability
• Miscellaneous medical facilities
• Physician group practice liability
• Programs
• Property
• Regulatory risk products
• Surety bonds
• Umbrella and excess liability
• Workers compensation

In the specialized world of manufacturing, customization is key. Every line – from fabricated metals to industrial machinery to stone, clay, and glass– contends with unique challenges. We respond to those challenges with tailored coverage, specific to your client. Service interruption? Count on us. Site pollution? We’re ready for that, too. For more than a century, we’ve been counted on by a range of customers, from local manufacturers to multinational corporations, to protect their businesses, employees, and customers. We offer:

• Commercial auto
• Cyber liability
• Directors and officers (D&O)
• Environmental
• General liability
• Property
• Surety bonds
• Trade credit
• Umbrella and excess liability
• Workers compensation

In the fast-paced M&A environment, we believe that lasting relationships are the secret to success. That’s why we’ve developed a collection of coverages that serve a firm’s needs now – and in the future, as they grow or change direction. Whether protecting a private equity firm or safeguarding changes to a portfolio, our exclusive team brings flexibility, experience, products, and resources to every customer relationship, offering:

• Commercial auto
• General liability
• Inland marine
• Mergers and acquisitions
• Property
• Trade credit
• Umbrella and excess liability
• Workers compensation

Specialty lines

• Banker’s professional liability
• Broker/dealer errors and omissions
• Cyber liability/technology errors and omissions
• Directors and officers (D&O)
• Environmental
• Errors and omissions (E&O)/miscellaneous professional liability
• Employment practices liability
• Fidelity/commercial crime
• Fiduciary (pension trust) liability
• General partnership liability
• Insurance company professional liability
• Kidnap and ransom
• Product recall
• Property management errors and omissions
• Side-A-DIC
• Terrorism

Higher standards. Optimal results. Even the most conscientious professionals could find themselves unexpectedly sued for wrongful acts. And with escalating claims expenses, judgments, and awards, choosing the right carrier has never been more important. See for yourself why our top-shelf solutions and specialized underwriting skills have made us a trusted choice for decades. Our coverages include:

• Commercial auto
• Cyber liability
• Directors and officers (D&O)
• General liability
• Professional liability
• Property
• Surety bonds
• Umbrella and excess liability
• Workers compensation

Whether your clients help manage towns, special districts, or school systems, they share a common thread: each public entity is committed to serving its community and keeping its people safe. At Liberty Mutual, we understand the unique challenges public entities see every day, including increased litigation, aging infrastructure, and elevated scrutiny of public officials. Learn more about our collection of coverages and services that help protect people, property, and reputation.

• Accident and health
• Commercial auto
• Crime
• Cyber and data security
• Deception fraud
• Blanket employee dishonesty bonds and position-specific bonds
• Employment practices liability
• Equipment breakdown
• General liability
• General liability, including sewer backup and limited pollution coverage
• Inland marine
• Law enforcement professional liability
• Pollution
• Property
• Public officials liability
• School leaders errors and omissions liability
• Sexual misconduct and molestation
• Surety bonds
• Umbrella and excess liability
• Violent event response
• Workers compensation

Today, booking a car or RV is just a click away. But new mobility and sharing economy flexibility presents new questions about risk and responsibility. Even “simple” claims aren’t so simple anymore. Our custom coverages, regulatory expertise, pricing options, and claims experience help clients move into emerging markets with confidence. Our areas of focus include:

• Ride hail and on-demand delivery
• Vehicle sharing
• Subscription
• Autonomous vehicles

We help wholesalers and distributors protect the most crucial aspects of their business: the workers, the warehouse, and the goods they’re moving. You can rely on us to be a steady advisor who knows your industry and has your back, with coverages tailored to the wholesale industry, including:

• Commercial auto
• Crime
• Cyber liability
• Directors and officers (D&O)
• Environmental
• General liability
• Liquor liability
• Motor carrier
• Property
• Surety bonds
• Umbrella and excess liability
• Workers compensation