Site Pollution and Contractors Environmental
Broad-spectrum coverage in a single policy
From hazardous materials discovered on-site to contractor operations that inadvertently release toxic chemicals into waterways, environmental issues can have devastating financial consequences for any construction project. Liberty’s Site Pollution and Contractors Environmental (SPACE) is your solution for streamlining risk management, covering exposure gaps, and keeping projects on track.
A protective partnership
One solution for multiple complex risks
SPACE is an integrated program that provides coverage for both site-related and contractor-caused liabilities. It addresses a range of overlapping pollution risks routinely faced by project owners, contractors, and developers, including:
- Claims-made site pollution coverage with or without retroactive date
- Occurrence contractors pollution, transportation, and waste disposal
- Coverage for image restoration, disinfection event, and pre-claim event expenses
- Defense outside the limit of insurance
- Emergency response expenses without a sublimit
- Transportation including illicit abandonment beyond the boundaries of a covered property
SPACE can be tailored to create custom coverage that meets specific concerns and contract terms.
Expertise that reduces risk
SPACE comes with more than precise coverage. Liberty Mutual brings advanced guidance that can help lower risk, including:
- Contract review services: Approach new projects with confidence.
- Regulatory compliance assistance: Gain expertise to navigate regulatory obligations and complex government statutes, eliminating headaches.
- Risk mitigation consultation: Access our national network of environmental consultants.
A partner that makes challenging times easier
If an environmental incident occurs, every hour counts. Liberty’s rapid response protocols and specialized tools are designed to help minimize financial and legal damage, contain costs, and protect reputations.
- 24/7 emergency claims response hotline (1-888-292-0249)
- Rapid on-site response via the Liberty Mutual Enviro Response mobile app
- Crisis management and public relations services
More control over claims
Tracking claims adds another layer to your already complex projects. Count on our dedicated Environmental Claims staff for specialized expertise and responsive, hands-on support that makes for a smoother, streamlined process.
- Knowledge that speeds resolution. Our claims professionals work closely with the underwriters who develop our insurance programs. This deep understanding of our customers’ operations and the environmental risks they face moves the process faster.
- Empowered to resolve claims quickly. Ongoing training, highly experienced senior leaders, and a culture that promotes proactive decision-making prepare our claims team to act with each customer’s best interests in mind.
Step toward comprehensive coverage
Our commercial and specialty insurance products and services are distributed through brokers and agents. If you’re interested in our solutions for your business, please contact your agent or broker. If you’re an agent or broker, please contact our team for more information.
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
