Financial Lines

Liberty Mutual Bermuda offers specialty insurance and reinsurance products, including those of third-party capital providers, via our licensed insurance agency, Liberty Specialty Markets Agency (LSMA). We provide a full suite of financial lines products for both commercial and financial institutions on a worldwide basis.

You get the ideal combination of personal attention, flexibility, underwriting/claims expertise, and financial stability. Look to us for innovative solutions that protect the assets your business relies on, with a long-term, relationship-focused approach which looks to deliver stability through market cycles.

Product information

Solutions, capacity, and attachments

  • Commercial D&O, E&O, fiduciary, fidelity (including blends)
    • Maximum capacity: $25M
    • Minimum attachment: $50M
  • Canadian D&O (no U.S.-listing)
    • Maximum capacity: $15M
    • Minimum attachment: $25M
  • Commercial EPL
    • Maximum capacity: $15M
    • Minimum attachment: $25M
  • Financial institution D&O, E&O, fiduciary, fidelity, EPL (including blends)
    • Maximum capacity: $25M
    • Minimum attachment: $100M
  • Mutual fund D&O/E&O
    • Maximum capacity: $15M
    • Minimum attachment: $50M
  • Actuarial E&O
    • Maximum capacity: $10M
    • Minimum attachment: $100M
  • Architects and engineers, tech, media, and other miscellaneous E&O
    • Maximum capacity: $25M
    • Minimum attachment: $100M
  • Lawyers E&O
    • Maximum capacity: $30M
    • Minimum attachment: $100M
  • Lawyers ML/EPL
    • Maximum capacity: $15M
    • Minimum attachment: $15M
  • Cyber liability
    • Maximum capacity: $15M
    • Minimum attachment: $100M

Concurrent terms, plus diversified independent balance sheets

Policies are issued on a subscription basis on behalf of Liberty and Oil Casualty Insurance Ltd. (OCIL), each assuming a portion of the limit of liability on a several, not joint, basis. This benefits insureds by having independent balance sheets supporting their security, while providing concurrency in terms and conditions.

One stamp:

  • Liberty Specialty Markets Agency Limited

Two insurers:

  • 50% Liberty Specialty Markets Bermuda Limited
  • 50% Oil Casualty Insurance Ltd., with up to $5M in total OCIL capacity available
Photo of Daniel Rance

Daniel Rance

Head of Financial Lines

Liberty Mutual Bermuda is the marketing name for Liberty Specialty Markets Agency Limited (“LSMA”) and Liberty Specialty Markets Bermuda Limited (“LSMB”).

LSMA is a wholly owned subsidiary of Ironshore Inc. and is registered in Bermuda with company number 42966.  LSMA is licensed by the Bermuda Monetary Authority as an insurance agent to underwrite risks for and on behalf of LSMB and other insurance providers.  LSMA’s registered office is located at 141 Front Street, Hamilton, HM 19, Bermuda.

LSMB is a wholly owned subsidiary of Ironshore Inc. and is registered in Bermuda with company number 39024.  LSMB is licensed by the Bermuda Monetary Authority as a Class 4 insurer, approved to write both insurance and reinsurance. LSMB’s registered office is located at 141 Front Street, Hamilton, HM 19, Bermuda.

This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.