Assigned risk frequently asked questions

We’ve gathered the following information to address frequently asked questions about the assigned risk market and workers compensation coverage.
- Why is our premium different from our quote?
- How can we lower our premium?
- Who determines our experience modification factor?
- How do we contact the NCCI or other state rating bureaus about our experience modification factor?
- Why do we need a premium audit?
- What will the auditor need to review during the audit visit?
- How do we request a copy of the audit worksheets?
- We do not agree with our audit. How do we dispute it?
- How do we request or change information about our policy?
- How do we cancel our policy?
- Whom can we contact with questions about employee safety and health?
Get in touch
Assigned Risk Customer Service Center
Monday through Friday
7 a.m. to 7 p.m. (CT)
This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.
Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.