Architect plans

Architects and engineers professional liability

Protection for design professionals

Architects and engineers rely on experience, industry best practices, and a deep commitment to customer satisfaction to succeed on projects. But sometimes, work doesn’t go as planned and they may face lawsuits related to mistakes that occur during a project. Even if a claim is without merit, the financial and reputational damage to the firm can be significant.  

 Our architects and engineers professional liability solutions help protect designers, architects, engineers, consultants, and subcontractors, as well as the firms they belong to, against legal, financial, and reputational risk arising from the services they provide.  

A protective partnership   

Solutions for complex risks   

From foundation to rooftop, architects and engineers carry responsibility for plans on complex projectsAnd they face an array of liability exposures for their work that can result in costly claims. 

Our architects and engineers (A&E) professional liability solutions provide important protection to design professionals and their firms. Our flexible A&E products are available on a practice or project-specific basis and include the following:  

  • Primary and excess A&E professional liability 
  • Project-specific excess professional liability 
  • Professional liability for design-build and construction managers  
  • Contractors professional liability which includes a contingent design liability policy 

Whether it’s for a single project or multiple mega-projects over the course of years, each policy is backed by the strength and stability of a Fortune 100 company. 

Expertise that delivers  

When you work with us, you benefit from not just the right coverage, but also guidance and support to meet your company’s needs.  

Our A&E underwriters and claims professionals have a deep understanding of the construction industry and work together to stay on top of trends, identify key loss drivers, and help customers manage costs related to settlements, litigation, and damage awards stemming from claims alleging:  

  • Mistakes and oversights 
  • Design flaws or defects 
  • Failure to deliver contracted services 
  • Other wrongful acts 

And we combine this expertise with a customer-centric service approach that keeps your risk-management goals top of mindIf issues arise, count on us to help protect your firm and its employees, finances, and reputation. 

Better control over claims  

Customers feel our commitment to superior service at every stage of the claims process, from first notice of loss to final resolution. With ongoing training, highly experienced senior claims leaders, and a culture that promotes proactive decision making, our claims teams are empowered to deliver better outcomes.  

And because they work closely with the underwriters who develop our liability coverages, these seasoned claims professionals are better equipped to resolve claims quickly,  limit litigation, and control costs.  

With our A&E professional liability solutions, customers can benefit from:  

  • Dedicated claims specialists with in-depth experience investigating, evaluating, negotiating, and resolving A&E professional liability claims  
  • Flexibility to select legal counsel from our approved roster of attorneys 
  • Access to online riskmanagement resources and training via our secure portal
  • Deductible credit available for claims settled through mediation 
  • Deductible credit available for claims resulting from a previously reported circumstance 

Get in touch

Our commercial and specialty insurance products and services are distributed through brokers and agents. If you are interested in our solutions for your business, please contact your agent or broker. If you are an agent or broker, please reach out to our team for more information.

Georges Pigault

SVP, Architects & Engineers Product Head

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This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.