Injured Worker FAQs
Information for injured workers
We’ve gathered the following information to address frequently asked questions you may have about your workers compensation claim.
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Actual Cash Value
The current market value of lost or damaged property at the time of a covered loss. For example, the value of a three-year-old car is based on the value of similar three-year-old cars selling on a used car lot. In a home insurance policy, actual cash value is the replacement cost of the property, less depreciation.
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What information will I need to provide?
Some of the typical information requested by a claims representative include:
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Profit and Loss statement(s)
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Tax returns
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Proof of payroll
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Sales records
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Tax Identification Number or Employer Identification Number
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Dates and times business was non-operational
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